Terms of Service

Last Updated: April 15, 2025

1. Introduction

Welcome to StatMasters ("we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of our website, services, and educational courses. By using our services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our services.

Please read these Terms carefully before using our services. These Terms constitute a legally binding agreement between you and StatMasters regarding your use of our services.

2. Definitions

  • "Services" refers to the StatMasters website, educational courses, training materials, content, tools, and related services.
  • "User" or "you" refers to individuals who access or use our Services, including students, visitors, and account holders.
  • "Content" refers to all material available through our Services, including but not limited to text, images, videos, audio files, designs, and interactive features.
  • "User Content" refers to any content that users submit, upload, or contribute to our Services, including comments, feedback, and assignments.
  • "Intellectual Property Rights" refers to all rights in and to intellectual property, including patents, trademarks, service marks, trade names, domain names, trade secrets, copyrights, and all other proprietary rights in any jurisdiction.

3. Account Registration and Eligibility

3.1 Account Creation

To access certain features of our Services, you may need to create an account. When creating an account, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3.2 Eligibility Requirements

You must be at least 16 years old to create an account and use our Services. If you are under 18 years old, you represent that you have your parent's or legal guardian's permission to use our Services and that they have read and agree to these Terms on your behalf.

3.3 Account Security

You are responsible for safeguarding your account information and for all activities that occur under your account. You agree to:

  • Create a strong, unique password
  • Keep your account credentials confidential
  • Update your information as needed to keep it accurate
  • Notify us immediately of any unauthorized use of your account
  • Log out from your account at the end of each session

Important:

You may not share your account with anyone else or allow others to access your account. Each user must create their own account.

4. Course Enrollment and Payment

4.1 Enrollment

When you enroll in a course, you gain access to the educational content and materials included in that course for the specified duration or until course completion, as applicable. Some courses may have prerequisites or specific requirements, which will be clearly stated in the course description.

4.2 Payment and Fees

The prices for our courses are listed on our website in Euros (€). By enrolling in a paid course, you agree to pay all applicable fees. All payments are processed through secure third-party payment processors.

4.3 Refund Policy

We offer a 14-day money-back guarantee for our courses. If you are not satisfied with your course, you may request a refund within 14 days of enrollment, provided that you have not completed more than 20% of the course content. After this period or threshold, no refunds will be issued.

4.4 Course Access and Duration

Unless otherwise specified, course access is granted for a period of 12 months from the date of enrollment. Some courses may offer lifetime access, which will be clearly stated in the course description. We reserve the right to modify course content and materials to ensure they remain up-to-date and relevant.

5. Intellectual Property Rights

5.1 Our Content

All Content provided through our Services, including course materials, is owned by or licensed to StatMasters and is protected by Intellectual Property Rights. You may not copy, reproduce, distribute, transmit, broadcast, display, sell, license, or otherwise exploit any Content for any purpose without our prior written consent.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Services and Content for your personal, non-commercial educational purposes. This license is conditional upon your compliance with these Terms.

5.3 User Content

By submitting User Content to our Services, you grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform your User Content in connection with providing and promoting our Services.

5.4 Feedback

If you provide us with feedback or suggestions regarding our Services, you assign to us all rights in such feedback and agree that we shall have the right to use such feedback without restriction and without compensation to you.

6. Prohibited Conduct

When using our Services, you agree not to:

Content Violations

  • Post illegal, harmful, or offensive content
  • Infringe on others' intellectual property rights
  • Submit false or misleading information
  • Share confidential information without authorization
  • Engage in plagiarism or academic dishonesty

Technical Violations

  • Use automated systems to access our Services
  • Attempt to gain unauthorized access to our systems
  • Introduce malware, viruses, or harmful code
  • Interfere with or disrupt our Services
  • Decompile, reverse engineer, or disassemble any software

Behavioral Violations

  • Harass, threaten, or intimidate others
  • Impersonate any person or entity
  • Engage in fraudulent activities
  • Violate any applicable laws or regulations
  • Create multiple accounts for deceptive purposes

Commercial Violations

  • Resell, reproduce, or distribute our Content
  • Use our Services for unauthorized commercial purposes
  • Engage in unauthorized advertising or solicitation
  • Collect user information without consent
  • Interfere with our business operations

Violation of these prohibitions may result in the termination of your account, removal of your content, and/or legal action.

7. Termination

We reserve the right to suspend or terminate your access to our Services at any time, with or without cause and with or without notice. Upon termination:

  • Your right to access and use our Services will immediately cease
  • We may delete your account and all related information and files
  • We may prohibit your future access to our Services

The following sections of these Terms will survive termination: Intellectual Property Rights, Disclaimer of Warranties, Limitation of Liability, Indemnification, and Governing Law.

8. Disclaimer of Warranties

Disclaimer

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

WE DO NOT WARRANT THAT: (A) OUR SERVICES WILL FUNCTION UNINTERRUPTED, SECURE, OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY ERRORS OR DEFECTS WILL BE CORRECTED; (C) OUR SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING OUR SERVICES WILL MEET YOUR REQUIREMENTS.

9. Limitation of Liability

Limitation

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STATMASTERS, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE OUR SERVICES;
  • ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON OUR SERVICES;
  • ANY CONTENT OBTAINED FROM OUR SERVICES; AND
  • UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT,

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.

10. Indemnification

You agree to defend, indemnify, and hold harmless StatMasters, its directors, employees, partners, agents, suppliers, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

  • Your violation of these Terms;
  • Your User Content;
  • Your use of our Services; or
  • Your violation of any rights of a third party.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Republic of Cyprus, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, you must stop using our Services.

13. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on our Services, constitute the entire agreement between you and StatMasters concerning our Services.

14. Contact Information

If you have any questions about these Terms, please contact us through our website or by using the contact form on our homepage.